WestRiver Community Bank keeps your money local, your service personal, and your statement easy to read — down to the last transaction.
No product names designed to confuse you. Every account does exactly what its name says.
An everyday account with a real ledger — see every credit and debit the moment it posts, filterable by date.
Open Community Checking →Set money aside with a balance that's always visible and a statement that never needs a decoder.
Open River Savings →Three cards, one plain rule: the rate and rewards are printed right on the page, no fine print treasure hunt.
Compare cards →Updated by our board each quarter. What you see is what lands in your account.
| Account | Minimum to open | Monthly fee | APY |
|---|---|---|---|
| Community Checking | $25 | $0 | 0.10% |
| River Savings | $50 | $0 | 2.35% |
| Valley Money Market | $1,000 | $0 with min. balance | 3.10% |
| 12-Month Certificate | $500 | $0 | 4.05% |
They opened my account the same afternoon I walked in, and I've never once had to explain my own transaction history to a stranger on the phone.
Sign-in is handled by encrypted, audited authentication. Statements and balances are only ever visible to you and authorized bank staff. Cards can be frozen instantly from your account view if one goes missing.
Every session between your device and WestRiver is encrypted end to end, whether you're checking a balance or paying a bill.
Unusual activity triggers a same-day call from a real branch employee, not an automated flag buried in an app notification.
Lock a lost or stolen card the moment you notice — no hold music required.
Open a checking or savings account in about eight minutes, or apply for a WestRiver credit card today.